BANKING SERVICES OFFERED BY INDIAN BANKS ONLINE

Mukta Sharma, R.B Garg

Abstract: Internet has revolutionized the world. It has changed the mindset of people from staying in touch with their friends, family, distant relatives or acquaintances to do online shopping, studying, searching things online, banking online. Internet has made the lives so easy and comfortable. It has actually groomed the lives in almost all domains. Today, a researcher does not have to actually sit in the library searching the data, reading it rather the user can search anything online very conveniently. Banking sector has also grown tremendously from the brick and mortar model to online banking not offering services to access the bank accounts only but now the banks are emphasizing on Electronic Fund Transfer. The paper highlights the various levels of services being offered by the banks online, when the banks have actually initiated ebanking in India and what kind of security measures have been taken by the banks to secure the data

Keywords: 3D Pin, EFT, Internet banking, Token, OTP, Virtual Keyboard

DOI: https://doi.org/10.15623/ijret.2015.0407043